Privacy PolicyPrivacy Policy
This notice is provided pursuant to the Privacy of Consumer Financial Information Act and the Federal Trade Commission's implementing regulation thereunder, 16 CFR Part 313.
- CPA Mortgage Services, LLC collects nonpublic personal information about borrowers from the following sources:
- Information received on applications or other forms;
- Information about your transactions with us or others; and
- Information received from consumer reporting agencies.
- CPA Mortgage Services, LLC does not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
- CPA Mortgage Services, LLC trains its employees to protect customer information. We continually enhance our security tools and processes. We protect customer data and accounts by asking you for information that only you should know when you contact us. We follow these procedures in our offices, on the phone and via the Internet.
- CPA Mortgage Services, LLC currently obtains site user information for our own internal purposes. See Collected Information Disclaimer for details.
Corporate Fair Lending Policy
It is the policy of CPA Mortgage Services, LLC to engage in lending activity to provide and service all types of credit consistent within safe and sound operational practices. Further, it is the policy of CPA Mortgage Services, LLC to originate loans in such a way that we help meet the credit needs of our communities, including low- and moderate- income neighborhoods. All credit decisions are based on adequate investigation and the application of sound judgment supported by verified facts. The application of credit guidelines and policies are uniform for all persons and organizations, and are never based on race, color, religion, national origin, sex, marital status, age, sexual orientation, disability, familial status, receipt of public assistance or the exercise of rights under the Consumer Credit Protection Act.
It is also CPA Mortgage Services, LLC’s policy to adhere to its Fair Lending program for both prime and sub-prime lending.
CPA Mortgage Services, LLC realizes that in granting credit, we are also building customer relationships, and it is only through these relationships that CPA Mortgage Services, LLC can achieve sustained, long term success.
Licensing Disclaimer
These materials are intended for distribution to mortgage professionals only - not for consumers. All loans originated by CPA Mortgage Services, LLC is an Equal Housing Lender. Loans originated by CPA Mortgage Services, LLC are subject to credit approval, verification and collateral evaluation. Products not available in all states and are subject to change without notice. Certain restrictions apply.
External Link Disclaimer
The appearance of external hyperlinks does not constitute endorsement by CPA Mortgage Services, LLC of the linked web sites, or the information, products or services contained therein. CPA Mortgage Services, LLC bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links. Contact the external site for answers to questions regarding its content.
Collected Information Disclaimer
Automatically Gathered Information
CPA Mortgage Services automatically collects your browser type and browser software version to tailor the presentation of the services to your platform and to maintain a record of your activity on the Site. CPA Mortgage Services may also use cookies to enable users to specify unique preferences and to track user trends and patterns. Users always have the option of disabling cookies via their browser preferences. If You disable cookies on your browser, please note that some parts of our Site may not function as effectively or may be considerably slower. As an automatic process, our web server software records a log file of IP addresses that access the Site. We also collect IP address information but do not ordinarily link IP addresses to Users. However, We can and will use IP addresses to identify a User when We, in our sole discretion, determine that it is necessary to enforce compliance with our Terms and Conditions of Use or to protect our service, Site, customers or others.
Contact Us Form
CPA Mortgage Services values your input and encourages You to help us expand and make improvements to the Site by providing Us with any thoughts or comments You might have regarding our services or the operation of the Site. You can also submit any inquires or comments You have to Us by clicking on the "Contact Us" page on this Site, or by sending an email to member@cpamortgageservices.com. If You provide this information, we will only use it to acknowledge or respond to your comments and inquires. In certain circumstances, we may ask for your permission to post your comments in marketing or promotional materials.
Information Security
We will use commercially reasonable methods to keep Personally Identifiable Information securely in our files and systems. Please note that with current technology, we cannot guarantee the security of your data as it travels over the Internet. This does not apply to the Secure Online Applications feature, see below.
Secure Online Applications
Our online application process is fast and secure. Our site uses Secure Socket Layer (SSL) software which encrypts your application information as it travels over the Internet.
Contact Us
If You have any questions about Privacy Policy, Corporate Fair Lending Policy, Licensing, External Links Disclaimer or Collected Information Notice or the practices of this Site, you may contact us at:
CPA Mortgage Services Member Services Department 2666 South 2000 East #101 Salt Lake City, Utah 84109 (801) 466-3988
member@cpamortgageservices.com
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