Loan Documents

Not a Member?  Click Here for more information

 MEMBERS ONLY...

COMMERCIAL LOANS

·         Commercial Loan Application 

·         Equipment Leasing Credit Application 

 RESIDENTIAL LOANS

See the ‘Process Tracking Sheet’ for ALL documents required for Loan Submissions!

·         Pre-Qualification Profile

·         Loan Scenario

·         Process Tracking Sheet 

·         Mortgage Broker Fee Agreement (Word Doc)

·         Statement Regarding Fees and Deposits (Word Doc)

·         Lock-In Disclosure

·         4506-T  

·         Conventional Fixed Rate Disclosure

·         Conventional Adjustable Rate Disclosure

·         Required Documents Flyer

·         Generic Credit Opinion Approval Letter

PLEASE NOTE: Maximum Loan Amounts are based on the HUD county limits.  Please review the FHA Mortgage Limits for the subject properties MSA.  Click Here to access the FHA Mortgage Limits search function provided by HUD.

Loan Process

We now offer 'Partial Participation' for our licensed Members.  Click Here for more information.

If you have questions or concerns regarding the Loan Process, please contact Dan.

·         All loan documentation must be submitted with the completed 'Point' file via e-mail to dan@cpamortgageservices.com

·         Originals MUST be sent to the Corporate Office.

·         Appraisals MUST be in full color and sent via e-mail.

Consumer Pamphlets

The following Pamphlets are for you to provide to your clients.  Please note the Settlement Costs and You must to be provided to each borrower within three days of application, per RESPA!!

·         CHARM Booklet (Consumer Handbook on Adjustable-Rate Mortgages)

·         HUDs Settlement Cost Booklet Updated 08/17/2010

·         Credit Scoring Guide (See Marketing Tools for additional flyers regarding Credit)

·         Borrowing Basics (FNMA Guide)

·         Choosing a Mortgage (FNMA Guide)

·         Opening the Door (FNMA Guide)

·         Understanding Your Credit (FNMA Guide)

·         FBI Mortgage Fraud Warning/Notice

If you have questions or concerns regarding the above pamphlets, please contact Dan.