Required Documents

In order to expedite your loan application, please be prepared to provide your Loan Originator with the following documents for ALL Borrower(s):

• Two (2) years signed personal tax returns - including all schedules
• If self-employed or own 20%+ of a corporation:
• Last two years corporate returns and
• Year-to-date profit and loss statement and balance sheet
• Past two (2) years W-2 statements
• Pay Stubs covering the last (30) thirty days
• Three most recent monthly bank statements, include ALL pages
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
• Photocopies of any stocks or certificates of deposits, if using funds to close
• Copy of the purchase and sale agreement
• If you are currently renting - The name, address and phone number of your current landlord and previous landlords (2 year history required)
• If divorced...a fully executed divorce decree
• For a refinance...a copy of the deed, and most recent tax bill
• A letter of explanation for any known credit problems

This is just to start the loan process.  The loan program you select may require more documentation.

Please contact us for a free, no-obligation consultation.